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Earn targeted 10%+ annual income from your concentrated position — no sale, no tax event.
Charles Schwab
Asset Custody
PCAOB Compliant
Independent Audit
SEC Reg D 506(c)
Accredited Investors
Serving employees & shareholders of
Contribute your appreciated stock via a tax-free §721 exchange. Earn targeted 10%+ annual income while keeping upside exposure. No sale, no tax event.
Transfer your appreciated shares via tax-free in-kind contribution (§721).
Receive 10%+ targeted annual income from sophisticated option strategies on your stock.
Maintain exposure to your stock's growth with built-in downside protection.
Your stock. Your upside. Plus targeted 10%+ income — without selling.
| Embark | Income+ | Exchange Funds | Hold | Sell | |
|---|---|---|---|---|---|
| Cash Income | 10%+ Targeted | 10%+ Targeted | $0 cash for 7 years Returns reinvested — you never see them |
None | Dividends only |
| Keep Your Stock | Yes | Yes | No — permanently swapped | Yes | No |
| Tax Event | None (§721) | Short-term gains | None (§721) | None | 20%+ cap gains |
| Lock-up | 3 years | None | 7 years | None | None |
| Stock Upside | Full | Full | Lost Replaced by diversified market return |
Full | Lost |
| Downside Protection | Stock + Income Cushion | Income cushion | Diversified | Full risk | Diversified |
Real stories from shareholders who chose Embark.
"I had large percentage of my net worth in few stocks. Embark let me earn income from it without triggering a massive tax bill. It changed my financial plan entirely."
Dinesh K.
Senior Engineer · Concentrated META holder
"Proflex has been a great fit for me. They put the stocks I already own to work and explain every step along the way. I'm very happy with my returns so far. It's been a great way to earn passive income with little to no work on my end."
Michelle B.
Lead Innovation Strategist at Chère, Inc · Co-creator of Nolaverse.io
"Embark's structure gave me the confidence to finally benefit from my concentrated stock position. It allows me to earn income without compromising potential upside. Best part: No Tax Event!"
Akash C.
Engineering Manager · Google
Embark does not pay for testimonials. Testimonials are from actual investors and may not be representative of the experiences of others. No guarantee of future performance.
Suitability Assessment
Find your situation below. Each path is tailored to your specific equity position and goals.
RSU holders with insider restrictions and concentrated positions in a single stock.
Monetize your equity without losing ownership or triggering a taxable event.
Get paid quarterly while you hold. Turn your conviction into cash income.
A white-glove solution for your clients with concentrated equity positions.
See how much you could earn from your concentrated position — without selling.
World-class custodianship, independent oversight, and strict regulatory compliance.
Leading U.S. brokerage & custodian
Independent third-party audits
Verified accredited investors only
Your assets are held at world-class custodians, protected by layers of regulation, insurance, and independent oversight.
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Chief Investment Officer
Raman leads Embark's investment strategy, portfolio construction, and fund management. He combines institutional-grade research with a disciplined risk-management framework, navigating complex market environments for high-net-worth clients with concentrated equity positions.
Contribute your concentrated position. Earn targeted 10%+ annual income. No sale required.
Click any stock to get started
All positions subject to availability and eligibility criteria.
Hold a stock not listed above?
Schedule a meeting to see if Embark is right for your concentrated position. Takes 15 minutes.
Phone
+1 (302) 281-4715Complete the form and our team will reach out to discuss your eligibility.